There’s been a lot of buzz lately about a new 50-year mortgage  product. On the surface, it sounds like a simple win: stretch the payments out longer, lower the monthly payment, and make homeownership more “affordable.” But once you actually run the numbers, the story changes. In this post, I’ll walk you through: Why the 50-year mortgage exists How it compares to a 30-year loan in payment, interest, and equity What this means for wealth-building Whether it ever makes sense to